“Whatever’s going on is a disaster,” remarked former Blackrock portfolio manager Edward Dowd. There’s an additional 4.2 million disabled American workers than 2.5 yrs ago. Total medical claims and clearances are up 76.7% above trend in the UK. Alarmingly, hematological (blood-related) disorders are 522% above trend, according to UK PIP (Personal Independence Payment) data. That’s 61 standard deviations above the 2016-2019 trend.